Local mortgage advice without the broker fee
Mortgages can feel complicated. Getting advice shouldn’t.
Buying, moving, remortgaging or finding that your circumstances don’t fit neatly into the usual boxes? Get clear, personal mortgage advice from one local adviser, with support from first conversation to completion. Serving Southampton and wider Hampshire.
Your property may be repossessed if you do not keep up repayments on your mortgage.
You don’t need to have everything figured out before getting in touch.
The Financial Conduct Authority does not regulate some forms of Buy-to-Lets.
WHY CHOOSE BARGATE
Three things that make this simpler
One local adviser
You deal with one person from start to finish, so you always have a consistent, personal point of contact.
Support throughout the mortgage process, from the first conversation through to completion.
No broker advice fee
You receive mortgage advice without paying a broker advice fee.
Conversation to completion
Not every mortgage fits neatly into a box
Your income may work differently, your plans may still be taking shape, or previous credit issues may concern you.
That doesn't mean you need to work everything out before speaking to someone.
Not sure where you fit? Start with a conversation.
HOW WE CAN HELP
How Bargate Mortgages can help
Moving or remortgaging
If your current deal is coming to an end within the next 7 months, we can review your options in good time. If you are moving home, we can also look at the options available for your next property.
Buying a home
Support for first-time buyers who are working out what may be possible, and for home movers planning their next purchase.
Income that looks different on paper
Employed, self-employed, contractors, company directors or income that varies through overtime, bonuses or other sources. Different lenders assess income in different ways, so it helps to talk it through.
Previous credit difficulties
If you have had credit difficulties in the past, you are welcome to get in touch. We can look at your circumstances and discuss what may or may not be possible.
Buy-to-let enquiries and protection can also be discussed where relevant.
Don't see your exact circumstances? Start with a conversation.
How it works
Three simple steps, at your pace.
01
Book a conversation
Choose a convenient daytime or evening appointment online. It takes a minute.
02
Talk through your plans
We discuss your circumstances, your goals and what you would like to achieve.
03
Understand your options
Where appropriate, suitable mortgage options are researched and support is provided throughout the process.
You can book even if you are only beginning to think about your mortgage plans.
Please do not send sensitive financial information through this website.
SOUTHAMPTON
Your local mortgage broker in Southampton
Bargate Mortgages supports people buying, moving and remortgaging across Southampton and the surrounding area, with mortgage advice also available throughout wider Hampshire.
That includes Eastleigh, Chandler’s Ford, Romsey, Totton, Hedge End and surrounding communities.
Local knowledge. Personal service. Mortgage advice built around your circumstances.
Frequently asked questions
Do you charge a mortgage broker fee?
No. Bargate Mortgages does not charge a broker advice fee for mortgage advice. We may receive commission from the lender if your mortgage completes.
I’m only starting to think about a mortgage. Is it too early?
No. You can get in touch even if you are only beginning to think about your plans. An early conversation can help you understand what may be possible and what to consider next.
I don’t know whether I can get a mortgage. Should I still get in touch?
Yes. You do not need to know the answer before speaking to us. We can discuss your circumstances and explain what may or may not be possible.
Can you help if I’m self-employed, a contractor or a company director?
Yes. Different lenders assess income in different ways. We can look at how your income is structured and research suitable options where appropriate.
What if I’ve had credit difficulties in the past?
You are still welcome to get in touch. We can look at your circumstances and discuss what may or may not be possible.
Do you only help people in Southampton?
No. Bargate Mortgages primarily serves Southampton and the surrounding area, with mortgage advice also available throughout wider Hampshire.
Ready to talk about your mortgage?
You don't need to know exactly what mortgage you need or have everything figured out. Start with a conversation about where you are now and what you'd like to achieve.
Local mortgage advice for Southampton and wider Hampshire, without a broker advice fee.
Contact
Email: hello@bargatemortgages.co.uk
Telephone: 023 8201 1290
Your home may be repossessed if you do not keep up repayments on your mortgage.
We do not charge a fee for mortgage advice.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
TECHLIFE SERVICES LIMITED, trading as Bargate Mortgages, are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
TECHLIFE SERVICES LIMITED are registered in England and Wales. Registered No: 16067324. Registered Office: 19 Park Road, Southampton, England, SO15 3AS.